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July 20, 2010

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West Virginia Consumer Protection News

NAMB Consumer Protection Chair Calls for Simpler Mortgage Disclosure

Creating a simpler mortgage process with clear disclosure of all fees was a consistent theme during testimony by the National Association of Mortgage Brokers (NAMB) at a hearing conducted by the Federal Reserve Bank this week in Atlanta.

Kate Crawford, Chair of NAMB's Consumer Protection and Affordable Housing Committee, represented the association and stated that one of the toughest hurdles in the home buying process is shopping for the right loan.

"Unfortunately, the approved disclosure documents for rate, fees, costs and points can be confusing and overburdened with legalese," said Crawford. "In addition, only mortgage brokers disclose all costs to the consumer. Until there is a uniform way to disclose costs and everyone is fully transparent about their fees it will continue to be difficult for consumers to comparison shop in a meaningful way." Read more at rismedia.com

Contact a West Virginia Consumer Protection lawyer today and get a free consultation!

Did You Know?

Bankruptcy foreclosure scams target people whose home mortgages are in trouble

	Newsroom
	Latest news about Consumer Protection cases in West Virginia and nationwide: Ag Reilly Sues Deceptive Spammer For Violating Massachusetts Law, Federal Can Spam Act In the first state enforcement action taken since the January 1 inception of the federal CAN SPAM Act, AG Reilly is alleging that DC Enterprises, a... Read more > Florida-Based Spammer To Pay $25k And Ordered To Stop Sending Deceptive E-Mail, Ag Reilly Announced Today “Internet marketers should note that Massachusetts takes seriously federal and state laws meant to protect against unwanted and misleading e-mails,... Read more > Consumer Group Says Americans Vulnerable To, Unaware Of Counterfeit Drugs ... Read more > More Consumer Protection News >

Consumer Protection Lawyers.com Terms

Today's Terms

Small Claims Court

Definition:
Small claims courts resolve disputes involving claims for small amounts of money. While the maximum amounts that can be claimed or awarded differ from state to state, court procedures generally are simple, inexpensive, quick and informal.

CPSC

Definition:
The U.S. Consumer Product Safety Commission, a Federal Government regulatory agency The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of serious injury or death from more than 15,000 types of consumer products

Loan Scams

Definition:
Before you sign on the dotted line, get all of the loan terms in writing, including the payment schedule and interest rate. If the lender isn't familiar to you, contact your state banking department and ask how to confirm that it's licensed and operating properly.

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West Virginia Consumer-Protection Attorney

If you live in the following cities and need an Consumer-Protection attorney you should contact our Consumer-Protection Attorney as soon as possible:

Barboursville
Beckley
Bluefield
Bridgeport
Buckhannon
Charles Town
Charleston
Clarksburg
Elkins
Elkview
Fairmont
Grafton
Harpers Ferry
Huntington

Hurricane
Keyser
Logan
Martinsburg
Morgantown
Moundsville
Oak Hill
Parkersburg
Princeton
Saint Albans
Vienna
Weirton
Wellsburg
Wheeling

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